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Terms & Conditions

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Unique Consultancy — Legal Compliance This document governs your use of our advisory services. We are committed to transparency and regulatory compliance. Registered Business · City Centre, Durgapur, West Bengal, India

1. Acceptance of Terms

By accessing this website or engaging Unique Consultancy's services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.

2. Nature of Services

Unique Consultancy provides loan advisory and financial product facilitation services. We act as an intermediary between clients and lending or financial institutions. We do not ourselves lend money, issue insurance policies, or manage investments.

3. No Guarantee of Loan Approval

Unique Consultancy does not guarantee loan approval, specific interest rates, loan amounts, or disbursement timelines. All loan approvals are subject to the lender's own eligibility criteria, credit assessment, and policies. We facilitate and support the application process only.

4. Client Responsibilities

  • Provide accurate, complete, and truthful information and documents
  • Not engage in fraudulent misrepresentation to any lender through our facilitation
  • Understand the terms of any loan, insurance, or investment product before signing
  • Make independent informed decisions — we provide advisory, not binding financial advice

5. Fees and Charges

Our fee structure will be communicated to you transparently before any fee is charged. No fees will be deducted without your prior knowledge and consent.

6. Intellectual Property

All content on this website — text, design, structure, and branding — is the property of Unique Consultancy and may not be reproduced without written permission.

7. Limitation of Liability

Unique Consultancy shall not be liable for any loss arising from a lender's decision to reject a loan application, change in interest rates, delays in processing, or any action or inaction by a third-party bank, NBFC, insurer, or fund house.

8. Governing Law

These Terms shall be governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts in Purulia-Bankura-Durgapur-Asansol region, West Bengal.

9. Amendments

We reserve the right to amend these Terms at any time. Continued use of our services after any change constitutes acceptance of the revised Terms.

10. Contact

For queries regarding these Terms: uniqueconsultant2024@gmail.com | +91 78120 64987 | City Centre, Durgapur, West Bengal.