Optimize Your Cash Flow
with OD / CC Facilities
Overdraft and Cash Credit facilities for healthy business cash flow — access funds when you need them, pay interest only on what you use.
Dynamic Working Capital Solutions
An Overdraft (OD) or Cash Credit (CC) facility is a revolving credit line extended by a bank, allowing your business to withdraw funds up to a sanctioned limit as and when needed. You pay interest only on the amount utilised, not the full limit — making it an efficient cash flow management tool. Unique Consultancy helps businesses in Purulia-Bankura-Durgapur-Asansol region and West Bengal access OD/CC facilities from 80+ partner banks.
- Pay interest only on the amount actually utilised
- Revolving facility — repay and redraw as required
- Suitable for managing seasonal or irregular cash flow
- Available against FDs, property, debtors, or stock
- No fixed EMI obligation — repay as per cash flow
- Helps bridge the gap between receivables and payables
Why Choose Unique Consultancy?
We are an authorised channel partner with 80+ banks and NBFCs — giving you access to the widest range of od / cc loan products in Purulia-Bankura-Durgapur-Asansol region, West Bengal.
- 80+ lender options for best rate matching
- 15+ years of local expertise
- End-to-end documentation support
- Dedicated follow-up until decision
- Transparent, no-surprise advisory
Features & Benefits
What You'll Need
Exact requirements may vary by lender. We guide you on the precise documents needed for your case.
Apply for OD / CC Loan
Share your details and our Purulia-Bankura-Durgapur-Asansol region team will get back to you within one business day.